Personal loan
One application. Thirty lenders answer.
Most people apply to one bank, take the number they are given, and never learn what the others would have offered. Applying to banks one at a time means one form, one wait, and one hard enquiry each — and every one of those enquiries is visible to the next lender you try. Finsa is one place to start: your profile goes to 30+ banks and NBFCs together, and they come back to you.
You do not have to pick the lender who happens to be your salary account.
How it works
- 01
Check your credit report
Free, and it takes about two minutes. Checking is free and is a soft enquiry, so it never affects your credit score. You see your Equifax score out of 900 and the six things moving it.
- 02
Your profile goes out once
We put it in front of 30+ banks and NBFCs at the same time, instead of you filing the same details 30+ times over several weeks.
- 03
They come back. You choose.
Rates and terms are theirs to set, not ours. You compare what actually arrives and take the one you want — or none of them.
Questions people ask
- Does applying through Finsa affect my credit score?
- No. Checking is free and is a soft enquiry, so it never affects your credit score. A hard enquiry is only recorded if you go ahead with a lender you have chosen — and applying to several banks yourself, each doing its own hard check, is what damages a score.
- How long does it take?
- Checking your report is about two minutes. How quickly offers come back is the lender's process, not ours; some respond the same day.
- What do I need to apply?
- Your name, mobile number and an OTP you verify yourself. Nothing is fetched from the bureau until you give explicit consent in the app.
- Is Finsa the one lending me the money?
- No. Finsa is not a bank or an NBFC. The lender you choose approves the loan, sets the rate and disburses straight to your bank account — Finsa never holds your funds.
Apply once, not 30+ times.
Check your credit report free, and let the lenders come to you.
Finsa is a Lending Service Provider, not a bank or an NBFC. We do not lend or set rates — every credit decision, interest rate and fee belongs to the lending partner.